A financial claim lawsuit in Jordan may be filed when an individual or company is owed money and the debtor fails to pay. The claim may arise from a loan, contract, unpaid invoice, overdue rent, or another financial obligation supported by evidence.
The correct legal route depends on the source of the debt and the documents available. Before filing, the creditor should identify the amount due, supporting evidence, and competent court, then prepare a statement of claim that accurately reflects the facts and relief requested.
Quick Answers
How do you file a financial claim in Jordan?
To file a financial claim in Jordan, identify the debt and amount due, gather supporting evidence, and prepare a statement of claim. The case is then filed with the competent court, served on the defendant, and proceeds through the applicable pleadings, evidence, and hearings until judgment.
What is a statement of claim in a financial case?
A statement of claim is the document that starts the case. It identifies the parties, explains how the debt arose, states the amount claimed and key facts, and sets out the relief requested from the court.
What does a financial claim statement of claim include?
It generally includes the court and parties, the amount claimed, the basis of the debt, key facts, the payment due date, supporting evidence, and the relief requested. The wording should be tailored to the facts and documents of each case.
What is a statement of defence in a financial claim?
A statement of defence is the defendant’s formal response when an exchange of pleadings applies. It addresses the claimant’s allegations and may set out admissions, denials, legal defences, and supporting evidence.
Do you need a demand letter before filing a financial claim in Jordan?
Not in every case. Whether a demand letter or formal legal notice is required depends on the contract, the source of the debt, and the applicable law. A written demand can still help document the payment request and support settlement efforts.
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Filing a Financial Claim Lawsuit in Jordan
Filing a financial claim lawsuit in Jordan starts with identifying the legal and factual basis of the debt, such as a contract, loan, invoice, rent obligation, or commercial transaction. The amount claimed, the payment due date, and the evidence supporting the debt should then be identified. The applicable jurisdictional rules must also be reviewed before preparing a statement of claim that connects each material fact to the documents or other evidence relied upon before the court.
Once the claim is registered, the process of serving the defendant and proceeding with the case begins. In its explanation of the exchange of pleadings, the Jordanian Ministry of Justice states that a case may be made subject to an exchange of pleadings by decision of the president of the court, while cases not subject to this process may be scheduled directly for a hearing. The Ministry also notes that certain urgent cases may be scheduled for trial immediately after the pleading is registered without requiring an exchange of pleadings.
Steps for Filing a Financial Claim in Jordan
A debt recovery claim usually involves several stages, beginning before the case is formally filed. The creditor should first establish the basis of the debt, the amount outstanding, the due date, and the documents supporting the claim. Once the competent court has been identified, the statement of claim, evidence, and requested relief should be prepared consistently with the facts. The claim can then be registered and the procedures for service and court proceedings can begin.
Step 1
Identify the source of the debt and the amount outstanding.
Step 2
Review contracts, invoices, receipts, correspondence, and any other available evidence.
Step 3
Determine the competent court and prepare the statement of claim and requested relief.
Step 4
Register the claim, arrange service on the defendant, and complete the applicable procedural steps.
Step 5
Submit and address the evidence, present legal arguments, and await the court’s judgment.
Not all financial claims in Jordan follow exactly the same procedure. The exchange of pleadings, procedural deadlines, and available legal routes may differ depending on the nature of the claim and the document on which it is based. These steps should therefore be treated as a general framework rather than a fixed procedure applicable to every debt recovery case.
Where the claim is based on a cheque, the general procedure should not automatically be assumed to apply without reviewing the date of the cheque, the reason it was dishonoured, and the legal rules applicable to it. Our guide to the new cheque rules in Jordan explains the position of new and dishonoured cheques and the effect of the 2025 amendments before choosing the appropriate debt recovery route.
Official references for the procedure: Jordanian Ministry of Justice – Electronic Services, including the registration of claims and applications, the Ministry’s definition of a statement of claim, and information relating to documentary evidence.
Last verified: September 2026.
Statement of Claim for a Financial Claim in Jordan
A statement of claim for a financial claim should identify the court and parties, the value of the claim, the basis of the debt, the material facts, the payment due date, the relief sought, and the supporting evidence. A single standard form should not be used for every case. A debt arising from a loan, for example, will involve different facts and supporting documents from a claim involving unpaid rent, a services agreement, or an unpaid invoice.
The relief requested at the end of the statement should be clear and consistent with both the facts and the amount claimed. Important elements of the claim should not be left to appear only later in the proceedings. The statement of claim defines the scope of the dispute from the outset, while later pleadings, evidence, and written submissions support each party’s position within the scope of the proceedings and the applicable procedural rules.
Sample Statement of Claim for a Financial Claim
The following is a general example intended to illustrate the structure of a financial statement of claim. It is not a standard form suitable for filing in every case. The competent court, facts, relief, and supporting evidence vary depending on the source and value of the debt and the available documentation. The wording should therefore be adapted to the facts of the particular case before filing.
Before the Honourable __________ Court – Civil Jurisdiction
Claimant: __________
Defendant: __________
Subject: Financial claim in the amount of JOD __________.
Value of Claim: JOD __________.
Facts:
- A financial relationship arose between the claimant and the defendant in relation to __________.
- As a result, the defendant became liable to pay JOD __________ pursuant to __________.
- The amount became due for payment on __________.
- The defendant failed to pay the amount despite being requested to do so.
Relief Requested:
- Serve the defendant with the statement of claim and its attachments in accordance with the applicable procedures.
- Order the defendant to pay the outstanding amount once the claim has been established.
- Order the defendant to bear court fees, costs, and legal fees to the extent permitted by law.
Respectfully submitted.
Claimant / Counsel for the Claimant: __________
Important note about this sample:
This example is provided only to illustrate the general structure of a statement of claim. It is not a universal form that can be filed in every case. The court, facts, claim value, evidence, and relief should be adapted to the applicable jurisdiction, the source of the debt, and the actual documents in each case.
Example: Financial Claim for Unpaid Rent in Jordan
Where a financial claim arises from unpaid rent, the statement of claim should identify the tenancy relationship, the amount of rent, the period for which payment is overdue, any amounts already paid, and the remaining balance claimed. Relevant supporting documents may include the lease agreement, evidence of payments or non-payment, correspondence, and previous payment demands, depending on the facts of the case.
Subject: Financial claim for unpaid rent.
The defendant rents the property located at __________ pursuant to a lease agreement dated __________ for rent of JOD __________. The defendant has failed to pay rent for the period from __________ to __________, resulting in an outstanding balance of JOD __________.
Relief requested: An order requiring the defendant to pay the outstanding amount once the claim has been established, together with court fees, costs, and legal fees to the extent permitted by law.
What Documents and Evidence Are Needed for a Financial Claim in Jordan?
The documents required for a financial claim depend on the source of the debt. They may include:
- Contracts.
- Invoices.
- Receipts.
- Bank transfers.
- Acknowledgements of debt.
- Account statements.
- Correspondence.
- Payment demands or notices.
The key issue is whether the documents help establish the existence of the obligation, the amount due, the payment date, and the defendant’s connection to the amount being claimed.
Having a large number of documents does not automatically establish a financial claim. The value of the evidence depends on how directly it relates to the facts in dispute. Documents should therefore be organised chronologically and logically, with attention given to what each document proves and to any partial payments, correspondence, or objections that may affect the amount or enforceability of the debt.
If the claim is based on a bill of exchange, it is generally more useful to review the rules and procedures specifically applicable to that type of commercial paper rather than applying the general information on this page without qualification. You can review our guide to filing a claim based on a bill of exchange in Jordan for the documents and procedures relevant to such claims.
Legal source on evidence: Jordanian Evidence Law No. 30 of 1952, as amended.
Statement of Defence and Written Submissions in a Financial Claim
If you are a defendant in a financial claim in Jordan, you may need to submit a statement of defence where the case is subject to an exchange of pleadings. The defence should identify which allegations are admitted or denied and set out the relevant defences and supporting evidence. A statement of defence differs from a statement of claim because it is used to respond to the claimant’s case rather than to initiate the financial claim.
A written submission in a financial claim generally comes at a later stage of the proceedings and is used to present a party’s position on the facts, evidence, applicable legal rules, and requested outcome. It should not be treated as a substitute for either the statement of claim or statement of defence, as each document performs a different procedural function and should remain consistent with the scope of the case before the court.
Statement of Claim
The document used by the claimant to initiate the claim before the court.
Statement of Defence
The defendant’s response when the case is subject to an exchange of pleadings.
Written Submissions
Usually submitted at a later stage to address the facts, evidence, legal rules, and the party’s requested outcome.
Demand Letter
A pre-litigation demand for payment that may be useful, but is not a universal requirement for every financial claim.
Should You Send a Demand Letter or Formal Legal Notice Before Filing?
A demand letter or formal legal notice requesting payment within a specified period may be sent before filing a lawsuit, but it is not a general mandatory step in every financial claim. Whether such notice is required depends on the source of the obligation, the terms of the contract, and the applicable legal provisions. It should therefore not be presented as a compulsory procedure for every type of debt.
A demand letter for an unpaid debt can nevertheless be useful for documenting the request for payment, identifying the underlying debt and outstanding amount, and recording the date on which payment was requested. It may also help the parties reach a settlement before court proceedings are initiated. The wording should be accurate and consistent with the available documents so that it does not conflict with the facts later presented in the statement of claim.
Frequently Asked Questions
What is a financial claim lawsuit in Jordan?
A financial claim lawsuit in Jordan is a civil action in which a claimant asks the court to order another party to pay an amount that is legally due. The debt may arise from a contract, loan, unpaid invoice, rent, or another financial transaction. The claim must be supported by evidence showing the debt, its amount, due date, and connection to the defendant.
How do you file a financial claim in Jordan?
To file a financial claim in Jordan, the claimant should identify the source and amount of the debt, confirm when payment became due, gather supporting documents, and prepare the statement of claim. The case is then filed before the competent court, followed by service on the defendant, exchange of pleadings where applicable, presentation of evidence, and a court judgment.
What does a financial claim statement of claim include?
A statement of claim for a financial dispute in Jordan usually includes the name of the court, the claimant’s and defendant’s details, the amount claimed, the legal and factual basis of the debt, the due date, and the relief requested. The facts should also be consistent with the documents and evidence that will be submitted to the court.
What documents are required for a financial claim in Jordan?
The documents required for a financial claim in Jordan depend on how the debt arose. They may include contracts, invoices, receipts, bank transfers, acknowledgements of debt, account statements, correspondence, and payment demands. The evidence should help prove the existence of the obligation, the amount due, the payment date, the defendant’s liability, and any previous payments made.
Do you need to send a demand letter before filing a financial claim in Jordan?
A demand letter or formal legal notice is not a general requirement before every financial claim in Jordan. Whether it is necessary depends on the contract, the source of the obligation, and the applicable legal rules. However, a written demand can document the request for payment, clarify the outstanding amount, support settlement efforts, and help establish the sequence of events before litigation.
What is the difference between a statement of claim and a statement of defence?
The statement of claim is filed by the claimant to start the case and set out the facts, amount claimed, and relief requested. A statement of defence is filed by the defendant, where applicable, to respond to those allegations and raise defences and supporting evidence. Each document serves a different procedural purpose within the financial claim proceedings.
Conclusion
Filing a financial claim lawsuit in Jordan requires identifying the source and value of the debt, when it became due, and the evidence supporting the claim, followed by preparing a statement of claim and appropriate relief based on the facts of the case. It is also important to distinguish between the statement of claim, statement of defence, written submissions, and a pre-litigation demand letter because each serves a different purpose during the debt recovery and court process.
Are you trying to recover an unpaid debt in Jordan?
You can send us a short description of the claim, the amount outstanding, and any available contracts, invoices, receipts, or correspondence for an initial review of the legal basis and supporting documents. This can help determine whether the matter requires a financial claim lawsuit, a written demand, or another legal procedure before proceedings are started.
Legal Review
Prepared and reviewed by: The Legal Team at Fursan Al Haq Law Firm & Legal Consultations
Publication date: 13 September 2026
Legal basis of this content: This article was reviewed with reference to Jordanian Civil Procedure Law No. 24 of 1988, as amended; Evidence Law No. 30 of 1952, as amended; and the Magistrates’ Courts Law No. 23 of 2017 where the relevant jurisdictional rules apply, together with official judicial guidance and services published by the Jordanian Ministry of Justice.
Official Sources
- Jordanian Evidence Law No. 30 of 1952, as amended
- Official Gazette – Civil Procedure Amendment Law No. 14 of 2023
- Jordanian Ministry of Justice – Statement of Claim
- Jordanian Ministry of Justice – Electronic Services and Registration of Claims and Judicial Applications
Disclaimer
This content is provided for general legal information only and does not constitute legal advice for any individual matter. Reading this article does not create a lawyer-client relationship. The appropriate debt recovery procedure, competent court, evidence, and relief may vary depending on the source and value of the debt, the available documents, and the specific facts of each case. The individual file should be reviewed before any court action is taken.
