Car accident compensation in Jordan depends on the type of injury or damage, the medical outcome, disability percentage, responsibility for the accident, and the available medical and technical evidence. Compulsory motor insurance may cover injury, disability, death, medical expenses, moral damage, and property damage within the applicable limits.
There is no single compensation amount for every accident. If settlement fails or there is a dispute over liability or compensation, the injured person may need to pursue a legal claim in Jordan.
Quick Answers
How are car accident injuries compensated in Jordan?
Compensation depends on the injury, medical outcome, disability percentage, and responsibility for the accident. Compulsory insurance may cover permanent or temporary disability, medical expenses, certain moral damages, and other covered losses.
How is car accident compensation calculated in Jordan?
There is no single formula for every accident. Compensation may depend on disability percentage, temporary disability, death, medical expenses, vehicle damage, and the applicable compulsory insurance limits.
How does disability percentage affect compensation?
For permanent partial disability, the approved medical disability percentage directly affects the compensation calculation and the related moral-damage component.
What compensation applies when a car accident causes death?
Compulsory insurance provides specified amounts for death and related moral damage, subject to the applicable rules and entitlement conditions.
When can you file a car accident compensation claim in Jordan?
A legal claim may be necessary if settlement fails or there is a dispute over liability, entitlement, or the amount of compensation.
Is vehicle damage paid at a fixed amount?
No. Vehicle damage is assessed based on the actual damage, repair costs, vehicle value, technical assessment, and applicable insurance limits.
Injured in a car accident in Jordan?
Send us your accident report, medical documents, and any insurance settlement offer for an initial review of your compensation claim.
Compensation for People Injured in Car Accidents in Jordan
Car accident injury compensation in Jordan may include amounts covered under compulsory insurance depending on the medical outcome of the injury. The main categories include permanent total or partial disability, temporary disability, moral damage associated with permanent disability, and medical treatment expenses.
Two people with similar injuries may not receive the same compensation. A fracture, for example, may heal without permanent disability or may result in an approved disability percentage that affects the calculation. The vehicle’s contribution to the accident may also affect the insurer’s responsibility, making the accident report, medical records, and final medical outcome important to the assessment.
Car Accident Compensation Table in Jordan
The following table summarises amounts and insurer liability limits under compulsory motor insurance according to the current insurance company liability instructions published by the Central Bank of Jordan. These instructions are issued under Compulsory Motor Insurance Regulation No. 52 of 2024. The figures should therefore be understood as insurance coverage amounts and liability limits, not as a single final compensation figure for every accident.
| Type of Damage | Calculation Under Compulsory Insurance |
|---|---|
| Death | JOD 17,000 per person, subject to the applicable entitlement conditions |
| Permanent Total Disability | JOD 17,000 per person |
| Permanent Partial Disability | JOD 17,000 × approved disability percentage |
| Temporary Disability | JOD 100 per week, up to a maximum of 39 weeks |
| Moral Damage Resulting from Death | JOD 3,000, subject to the applicable entitlement conditions |
| Moral Damage for Permanent Total Disability | JOD 3,000 |
| Moral Damage for Permanent Partial Disability | JOD 3,000 × approved disability percentage |
| Medical Treatment Expenses | Within a liability limit of up to JOD 7,500 per person |
Losses and damage to vehicles or other property are not calculated in the same way as death or disability compensation. They require an assessment of the actual damage and its value under the applicable rules, instructions, and technical evaluation. For this reason, vehicle damage should not be assigned a single estimated amount within an injury compensation table.
Official source for the table: Central Bank of Jordan – Insurance Company Liability Instructions. Last verified: 12 September 2026.
Disability Percentage and Car Accident Compensation in Jordan
The disability percentage in a car accident claim becomes particularly important when an injury results in permanent partial disability. Under the liability table, this component is calculated by multiplying JOD 17,000 by the approved disability percentage. Related moral damage is calculated using JOD 3,000 multiplied by the same percentage, according to the insurance company liability instructions published by the Central Bank of Jordan.
Example: 20% Permanent Partial Disability
If the approved permanent partial disability is 20%, the disability component is calculated as JOD 17,000 × 20%. The related moral-damage component is calculated as JOD 3,000 × 20%. This example explains only these two components and does not mean that the resulting amount represents every possible right, expense, or claim arising from the accident.
Important distinction
The approved medical disability percentage and the vehicle’s percentage contribution to the accident are different concepts. The first relates to the medical consequences of the injury; the second relates to the vehicle’s contribution to causing the damage. They should not be used interchangeably when calculating a claim.
Car Accident Compensation in the Event of Death
Where a person dies as a result of a car accident, the insurance company liability instructions provide for an amount of JOD 17,000 per person under compulsory insurance, subject to the applicable entitlement conditions, together with a separate component for moral damage resulting from death within the prescribed limits. These insurance limits do not necessarily represent every legal claim that may arise in a particular case.
If the vehicle responsible for the accident was not covered by compulsory insurance, it is necessary to determine whether the case falls within the scope and conditions of the Compensation Fund for Persons Affected by Accidents Involving Vehicles Not Covered by Compulsory Insurance Regulation No. 62 of 2023.
Pedestrian Accident Compensation in Jordan
Pedestrian accident compensation in Jordan is determined by the harm suffered and the medical outcome of the accident rather than simply by classifying the incident as a pedestrian accident. Where the accident results in injury, disability, or death, the relevant medical condition, insurance coverage, and the vehicle’s contribution to causing the harm must be considered together with the accident report and medical evidence.
If the vehicle involved was not covered by compulsory insurance, this does not automatically mean that the injured person has no potential route to compensation. Jordan has a separate compensation-fund system for qualifying accidents involving vehicles without compulsory insurance. The vehicle, insurance status, and circumstances of the accident should therefore be established before determining where the claim should be directed.
Vehicle and Property Damage After a Car Accident
Compensation for vehicle and property damage after a car accident depends on the nature and proven value of the loss. The insurer’s responsibility remains subject to the applicable legislation, instructions, and coverage limits. Unlike bodily-injury compensation, vehicle damage is based on the actual material loss and technical assessment rather than a medical disability percentage.
Damage-area numbers appearing in a vehicle or accident report do not represent fixed compensation amounts. They may help identify where the vehicle was damaged, but the compensation assessment depends on factors such as the nature of the damage, repair costs, vehicle value, technical assessment, and applicable coverage limits.
Shared Responsibility in Car Accidents
More than one vehicle or party may contribute to causing an accident. Under the current compulsory insurance framework, the insurance company compensates the injured person according to the insured vehicle’s contribution to causing the damage. The percentage of contribution may therefore directly affect the insurer’s liability.
If responsibility is not entirely attributable to one vehicle, compensation should not automatically be calculated as though the other party were 100% responsible. The accident report and other relevant evidence should be reviewed to establish the percentage of contribution, while keeping this separate from the medical disability percentage resulting from the injury.
What Law Governs Car Accident Compensation in Jordan?
Car accident compensation in Jordan within the compulsory insurance framework is primarily governed by Compulsory Motor Insurance Regulation No. 52 of 2024 and the instructions issued under it by the Central Bank of Jordan. The regulation was officially published in Issue No. 5946 of the Official Gazette.
It is important to distinguish between rules governing the accident and vehicles themselves and the rules governing the insurance company’s liability, settlement of claims, and coverage limits. The accident report addresses elements relating to the incident, while the value of an insurance claim is subject to the compulsory insurance regulation and the applicable instructions.
When Can a Car Accident Compensation Lawsuit Be Filed in Jordan?
A car accident compensation matter may proceed to court when a settlement cannot be reached or when a dispute arises over responsibility, the extent of the damage, entitlement to compensation, or the amount payable. Certain vehicle-damage claims are subject to procedures under the compulsory insurance framework before court proceedings are commenced, so the type of claim and responsible party should first be identified.
Vehicle-damage claim processing period: Under Article 12 of Compulsory Motor Insurance Regulation No. 52 of 2024, the insurance company must inspect the damaged vehicle within five business days of the injured party approaching the insurer and make its decision on the amicable claim within 14 days from the date of inspection, subject to the applicable conditions and procedures.
Court registration, evidence, hearings, and appeals are separate procedural issues from calculating the amount of compensation. If a dispute proceeds to litigation, the appropriate court procedure will depend on the facts, parties, evidence, and nature of the claim.
Frequently Asked Questions
How are people injured in car accidents compensated in Jordan?
Car accident compensation in Jordan depends on the injury, medical outcome, disability percentage, and the vehicle’s contribution to the accident. Compulsory insurance may cover death, permanent or temporary disability, moral damage, medical expenses, and certain property damage within the insurer’s legal liability limits.
How should you read the car accident compensation table in Jordan?
The compensation table sets amounts and limits for certain cases involving death, disability, medical expenses, and moral damage. It must be read together with the disability percentage, responsibility for the accident, and type of loss, because vehicle and property damage are assessed differently from bodily injury compensation.
How does the disability percentage affect car accident compensation?
The approved permanent disability percentage directly affects certain compensation amounts. A higher medical disability percentage generally increases the disability-related amount under the compulsory insurance calculation. The final assessment also depends on the medical outcome, related moral damage, treatment expenses, and other circumstances of the individual claim.
What does vehicle damage mean in a car accident claim?
Vehicle damage includes proven physical loss or damage to a vehicle or other property caused by the accident. It is not calculated using the medical disability percentage. Instead, compensation depends on the nature and value of the damage, repair costs, technical assessment, and the insurer’s applicable liability limits.
How is pedestrian accident compensation calculated in Jordan?
Pedestrian accident compensation in Jordan depends on the injury, medical outcome, and the vehicle’s contribution to causing the accident. Where the accident results in disability, treatment expenses, moral damage, or death, the applicable compensation categories are assessed together with the vehicle’s insurance status and responsible party.
When can you file a car accident compensation lawsuit in Jordan?
A car accident compensation lawsuit may be filed when settlement fails or a dispute remains over liability, entitlement, or the amount of compensation. For certain vehicle-damage claims, the compulsory insurance rules require the claimant to first pursue an amicable claim with the insurance company before filing a lawsuit.
Conclusion
Car accident compensation in Jordan depends on the type of damage, medical outcome, disability percentage, contribution to the accident, and the medical and technical evidence available. There is no single amount applicable to every case. The calculation varies between injuries, disability, death, pedestrian accidents, and vehicle damage, while liability also depends on insurance coverage and the circumstances of the accident.
Do you have an accident report, disability assessment, or insurance settlement offer?
Send us the accident report, medical records, disability percentage if available, vehicle-damage assessment, and any settlement offer from the insurance company. These documents can help identify the compensation components that may apply and whether the proposed settlement or legal route requires further review.
Legal Review
Prepared and reviewed by: The Legal Team at Fursan Al Haq Law Firm & Legal Consultations
Publication date: 13 September 2026
Legal basis of this content: This article was reviewed with reference to Compulsory Motor Insurance Regulation No. 52 of 2024, the applicable instructions issued by the Central Bank of Jordan concerning insurance company liability and the settlement and payment of claims arising from motor vehicle accidents, and the Compensation Fund for Persons Affected by Accidents Involving Vehicles Not Covered by Compulsory Insurance Regulation No. 62 of 2023.
Official Sources
- Central Bank of Jordan – Compulsory Motor Insurance Regulation No. 52 of 2024
- Jordanian Prime Ministry – Official Gazette, Issue No. 5946: Compulsory Motor Insurance Regulation No. 52 of 2024
- Central Bank of Jordan – Insurance Company Liability and Motor Accident Claim Settlement Instructions
- Jordanian Prime Ministry – Compensation Fund for Accidents Involving Vehicles Without Compulsory Insurance Regulation No. 62 of 2023
Disclaimer
This content is provided for general legal information only and does not constitute legal advice for any individual case. Reading this article does not create a lawyer-client relationship. Compensation amounts, liability, the party responsible for payment, and the appropriate legal procedure depend on the circumstances of the accident, the type of damage, contribution to the accident, insurance coverage, medical and technical reports, and the documents available in each case.
